You decide how much money you want to save in your HSA, and you can stop, start or change your contributions at any time. It’s a smart idea to save enough to cover your annual deductible.
For 2025, you can save up to $4,300 if you’re covering just yourself, or $8,550 if you’re covering yourself and your family. If you’re age 55 or older (or will turn age 55 during the plan year), you can also make additional “catch-up” contributions to your HSA up to $1,000.
Don't Forget! RELX offers a wellness incentive each year to encourage you to keep an eye on your overall health. If you and your spouse/partner (if applicable) are covered under a RELX-sponsored medical plan, you can earn up to $750 and your spouse/partner can earn up to $250 by completing wellness activities by November 30, 2025.
If you are enrolled in a Bronze Plus or Silver option, your plan year incentive will be automatically redeemed as an HSA deposit (tax-free) so don't forget to account for these HSA incentives when setting your annual goal amount. Remember, you can adjust your annual goal amount any time during the year. If you are enrolled in a Gold or Platinum plan, your incentive will be automatically redeemed as a Visa eGift card and you will be responsible for the taxes.
If you are enrolled in a plan that provides excess credits, these will also be deposited into your HSA throughout the plan year. You will see your excess credits when you enroll so be sure to take them into account when determining your HSA annual goal amount.
And if you don’t need that much health care, your money stays in your account and earns tax-free interest. It’s a great way to save for future expenses.
Important — you can only contribute to an HSA if all of the following are true:
-You are enrolled in a High Deductible Health Plan (HDHP) (i.e. Bronze Plus or Silver Medical Plan).
-You are not enrolled in any other health plan, such as a Flexible Spending Account (FSA) or a spouse’s ineligible health care plan.*
-You cannot be claimed as a dependent on someone else’s tax return.
-You are not enrolled in Medicare, TRICARE, or TRICARE for Life.
-You have not received Veterans Administration Benefits.
*An exception to this rule exists for limited-purpose FSAs (those that cover vision and dental expenses only); you would be eligible for an HSA if your spouse had a limited-purpose FSA.
